QDEF vs SPY

AQDEF

BSPY

Measures won4–2QDEF wins · of 6 · 5Y

$10,000 · 5Y$17,504QDEF · SPY $17,099

Lowest cost0.09%SPY · $9 on $10k

Most income1.61%QDEF · $161 on $10k

Smallest drop−7.0%QDEF · worst fall in 1Y

Held in common43.9%QDEF and SPY

QDEF

SPY

Northern Trust Quality Dividend Defensive ETF · $557MState Street SPDR S&P 500 ETF · $805B

+20.7%3 years · per year$17,567 · $18,174+22.0%

+11.8%5 years · per year$17,504 · $17,099+11.3%

0.40%Expense ratio$40 · $9 on $10k · lower wins0.09%

1.61%12-mo yield$161 · $103 on $10k1.03%

−7.0%Worst dropSmaller wins−8.9%

10.3%VolatilityLower wins13.6%

4–2QDEF wins

$10,000 · 5 yearsOne scale

Shared top holdingsQDEF · SPY

9.1%AAPL7.7%

6.2%NVDA7.3%

4.7%MSFT6.2%

2.4%AVGO2.3%

Held in common43.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AQDEF	Northern Trust Quality Dividend Defensive ETFRead Desk		0.40%	1.61%	−3.3%	+10.6%	+13.4%	+20.7%	+11.8%	−7.0%	$557M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AQDEF	Northern Trust Quality Dividend Defensive ETFRead Desk		0.40%	1.61%	−3.3%	+10.6%	+13.4%	+20.7%	+11.8%	−7.0%	$557M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QDEF vs SPY

QDEF

Northern Trust Quality Dividend Defensive

$17,504

SPY

SPDR S&P 500

$17,099

MeasureQDEFSPY

Fee0.40%0.09%

Cost on $10k a year$40$9

Yield1.61%1.03%

5 years, per year+11.8%+11.3%

3 years, per year+20.7%+22.0%

Worst drop · 1Y−7.0%−8.9%

Volatility · 1Y10.3%13.6%

4–2measures won
QDEF first

43.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: QDEF, SPY

Today

43.9%most shared, QDEF and SPY

QDEFSPY

QDEF—43.9%

SPY43.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$121most kept, QDEF

QDEF$161 − $40 = $121

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee