QDF vs SCHD

AQDF

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · QDF $16,724

Lowest cost0.03%VOO · $3 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common9.9%QDF and SCHD

QDF

SCHD

Northern Trust Quality Dividend ETF · $2.2BSchwab U.S. Dividend Equity ETF · $123B

+19.7%3 years · per year$17,140 · $17,414+20.3%

+10.8%5 years · per year$16,724 · $16,375+10.4%

0.40%Expense ratio$40 · $6 on $10k · lower wins0.06%

1.55%12-mo yield$155 · $298 on $10k2.98%

−7.9%Worst dropSmaller wins−6.9%

12.7%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQDF · SCHD

1.2%QCOM3.9%

1.1%PG4.4%

0.9%BMY3.1%

0.9%MO3.0%

Held in common9.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AQDF	Northern Trust Quality Dividend ETFRead Desk	0.40%	1.55%	−4.0%	+10.3%	+13.0%	+19.7%	+10.8%	−7.9%	$2.2B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AQDF	Northern Trust Quality Dividend ETFRead Desk	0.40%	1.55%	−4.0%	+10.3%	+13.0%	+19.7%	+10.8%	−7.9%	$2.2B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QDF vs SCHD

QDF

Northern Trust Quality Dividend

$16,724

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureQDFSCHD

Fee0.40%0.06%

Cost on $10k a year$40$6

Yield1.55%2.98%

5 years, per year+10.8%+10.4%

3 years, per year+19.7%+20.3%

Worst drop · 1Y−7.9%−6.9%

Volatility · 1Y12.7%11.7%

5–1measures won
SCHD first

9.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: QDF, SCHD, VOO

Today

41.6%most shared, QDF and VOO

QDFSCHDVOO

QDF—9.9%41.6%

SCHD9.9%—7.6%

VOO41.6%7.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

QDF$155 − $40 = $115

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee