QDF vs SPY

AQDF

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177VOO · SPY $17,118

Lowest cost0.03%VOO · $3 on $10k

Most income1.55%QDF · $155 on $10k

Smallest drop−7.9%QDF · worst fall in 1Y

Held in common41.8%QDF and SPY

QDF

SPY

Northern Trust Quality Dividend ETF · $2.2BState Street SPDR S&P 500 ETF · $819B

+19.5%3 years · per year$17,046 · $18,039+21.7%

+10.8%5 years · per year$16,723 · $17,118+11.3%

0.40%Expense ratio$40 · $9 on $10k · lower wins0.09%

1.55%12-mo yield$155 · $103 on $10k1.03%

−7.9%Worst dropSmaller wins−8.9%

12.7%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQDF · SPY

9.9%AAPL7.9%

6.4%NVDA6.9%

4.8%MSFT6.3%

2.2%AVGO2.2%

Held in common41.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AQDF	Northern Trust Quality Dividend ETFRead Desk	0.40%	1.55%	0.0%	+10.3%	+12.6%	+19.5%	+10.8%	−7.9%	$2.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AQDF	Northern Trust Quality Dividend ETFRead Desk	0.40%	1.55%	0.0%	+10.3%	+12.6%	+19.5%	+10.8%	−7.9%	$2.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QDF vs SPY

QDF

Northern Trust Quality Dividend

$16,723

SPY

SPDR S&P 500

$17,118

MeasureQDFSPY

Fee0.40%0.09%

Cost on $10k a year$40$9

Yield1.55%1.03%

5 years, per year+10.8%+11.3%

3 years, per year+19.5%+21.7%

Worst drop · 1Y−7.9%−8.9%

Volatility · 1Y12.7%13.6%

3–3measures won
level

41.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: QDF, SPY, VOO

Today

92.2%most shared, SPY and VOO

QDFSPYVOO

QDF—41.8%41.1%

SPY41.8%—92.2%

VOO41.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$115most kept, QDF

QDF$155 − $40 = $115

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee