QDF vs VTI

AQDF

BVTI

Measures won4–2QDF wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · QDF $16,723

Lowest cost0.03%VTI · $3 on $10k

Most income1.55%QDF · $155 on $10k

Smallest drop−7.9%QDF · worst fall in 1Y

Held in common39.6%QDF and VTI

QDF

VTI

Northern Trust Quality Dividend ETF · $2.1BVanguard Morningstar Total Stock Market ETF · $689B

+19.5%3 years · per year$17,046 · $18,004+21.7%

+10.8%5 years · per year$16,723 · $16,375+10.4%

0.40%Expense ratio$40 · $3 on $10k · lower wins0.03%

1.55%12-mo yield$155 · $109 on $10k1.09%

−7.9%Worst dropSmaller wins−8.9%

12.7%VolatilityLower wins13.7%

4–2QDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQDF · VTI

9.9%AAPL6.6%

6.4%NVDA7.1%

4.8%MSFT5.2%

2.2%AVGO2.3%

Held in common39.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AQDF	Northern Trust Quality Dividend ETFRead Desk	0.40%	1.55%	0.0%	+10.3%	+12.6%	+19.5%	+10.8%	−7.9%	$2.1B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AQDF	Northern Trust Quality Dividend ETFRead Desk	0.40%	1.55%	0.0%	+10.3%	+12.6%	+19.5%	+10.8%	−7.9%	$2.1B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QDF vs VTI

QDF

Northern Trust Quality Dividend

$16,723

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureQDFVTI

Fee0.40%0.03%

Cost on $10k a year$40$3

Yield1.55%1.09%

5 years, per year+10.8%+10.4%

3 years, per year+19.5%+21.7%

Worst drop · 1Y−7.9%−8.9%

Volatility · 1Y12.7%13.7%

4–2measures won
QDF first

39.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: QDF, VTI, IVV

Today

85.5%most shared, VTI and IVV

QDFVTIIVV

QDF—39.6%41.8%

VTI39.6%—85.5%

IVV41.8%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$115most kept, QDF

QDF$155 − $40 = $115

IVV$114 − $3 = $111

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee