QLC vs SPY

AQLC

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,347QLC · SPY $17,099

Lowest cost0.09%SPY · $9 on $10k

Most income1.03%SPY · $103 on $10k

Smallest drop−8.8%QLC · worst fall in 1Y

Held in common52.3%QLC and SPY

QLC

SPY

Northern Trust US Quality Large Cap ETF · $1.1BState Street SPDR S&P 500 ETF · $805B

+24.3%3 years · per year$19,221 · $18,174+22.0%

+12.9%5 years · per year$18,347 · $17,099+11.3%

0.26%Expense ratio$26 · $9 on $10k · lower wins0.09%

1.00%12-mo yield$100 · $103 on $10k1.03%

−8.8%Worst dropSmaller wins−8.9%

13.7%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsQLC · SPY

7.1%NVDA7.3%

6.2%AAPL7.7%

4.4%MSFT6.2%

2.6%AMZN3.9%

Held in common52.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AQLC	Northern Trust US Quality Large Cap ETFRead Desk		0.26%	1.00%	−4.0%	+7.9%	+10.9%	+24.3%	+12.9%	−8.8%	$1.1B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AQLC	Northern Trust US Quality Large Cap ETFRead Desk		0.26%	1.00%	−4.0%	+7.9%	+10.9%	+24.3%	+12.9%	−8.8%	$1.1B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QLC vs SPY

QLC

Northern Trust US Quality Large Cap

$18,347

SPY

SPDR S&P 500

$17,099

MeasureQLCSPY

Fee0.26%0.09%

Cost on $10k a year$26$9

Yield1.00%1.03%

5 years, per year+12.9%+11.3%

3 years, per year+24.3%+22.0%

Worst drop · 1Y−8.8%−8.9%

Volatility · 1Y13.7%13.6%

3–2measures won
QLC first

52.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: QLC, SPY

Today

52.3%most shared, QLC and SPY

QLCSPY

QLC—52.3%

SPY52.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

QLC$100 − $26 = $74

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee