QLV vs SPY

AQLV

BSPY

Measures won3–2QLV wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income1.45%QLV · $145 on $10k

Smallest drop−6.2%QLV · worst fall in 1Y

Held in common45.5%QLV and SPY

QLV

SPY

Northern Trust US Quality Low Volatility ETF · $188MState Street SPDR S&P 500 ETF · $819B

+18.4%3 years · per year$16,587 · $18,174+22.0%

+10.1%5 years · per year$16,186 · $17,099+11.3%

0.09%Expense ratio$9 · $9 on $10k · lower wins0.09%

1.45%12-mo yield$145 · $103 on $10k1.03%

−6.2%Worst dropSmaller wins−8.9%

8.3%VolatilityLower wins13.6%

3–2QLV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQLV · SPY

6.7%MSFT6.2%

6.1%AAPL7.7%

5.6%NVDA7.3%

2.5%AMZN3.9%

Held in common45.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AQLV	Northern Trust US Quality Low Volatility ETFRead Desk	0.09%	1.45%	−2.5%	+13.7%	+15.9%	+18.4%	+10.1%	−6.2%	$188M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AQLV	Northern Trust US Quality Low Volatility ETFRead Desk	0.09%	1.45%	−2.5%	+13.7%	+15.9%	+18.4%	+10.1%	−6.2%	$188M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QLV vs SPY

QLV

Northern Trust US Quality Low Volatility

$16,186

SPY

SPDR S&P 500

$17,099

MeasureQLVSPY

Fee0.09%0.09%

Cost on $10k a year$9$9

Yield1.45%1.03%

5 years, per year+10.1%+11.3%

3 years, per year+18.4%+22.0%

Worst drop · 1Y−6.2%−8.9%

Volatility · 1Y8.3%13.6%

3–2measures won
QLV first

45.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: QLV, SPY, IVV

Today

99.9%most shared, SPY and IVV

QLVSPYIVV

QLV—45.5%45.5%

SPY45.5%—99.9%

IVV45.5%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, QLV

QLV$145 − $9 = $136

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee