QLVD vs EFA

AQLVD

BEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,147VEA · EFA $14,850

Lowest cost0.03%VEA · $3 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−8.1%QLVD · worst fall in 1Y

Held in common25.7%QLVD and EFA

QLVD

EFA

Northern Trust Developed Markets ex-US Quality Low Volatility ETF · $55MiShares MSCI EAFE ETF · $78.1B

+17.2%3 years · per year$16,110 · $16,864+19.0%

+7.6%5 years · per year$14,444 · $14,850+8.2%

0.15%Expense ratio$15 · $32 on $10k · lower wins0.32%

2.95%12-mo yield$295 · $328 on $10k3.28%

−8.1%Worst dropSmaller wins−11.4%

11.1%VolatilityLower wins16.3%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQLVD · EFA

2.0%ASML.AS2.7%

4.2%NOVN.SW1.4%

1.5%SHEL.L1.4%

1.6%NESN.SW1.3%

Held in common25.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B
3	AQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.95%	−1.2%	+12.7%	+17.8%	+17.2%	+7.6%	−8.1%	$55M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B
3	AQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.95%	−1.2%	+12.7%	+17.8%	+17.2%	+7.6%	−8.1%	$55M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QLVD vs EFA

QLVD

Northern Trust Developed Markets ex-US Quality Low Volatility

$14,444

EFA

iShares MSCI EAFE

$14,850

MeasureQLVDEFA

Fee0.15%0.32%

Cost on $10k a year$15$32

Yield2.95%3.28%

5 years, per year+7.6%+8.2%

3 years, per year+17.2%+19.0%

Worst drop · 1Y−8.1%−11.4%

Volatility · 1Y11.1%16.3%

3–3measures won
level

25.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: QLVD, EFA, VEA

Today

63.4%most shared, EFA and VEA

QLVDEFAVEA

QLVD—25.7%21.4%

EFA25.7%—63.4%

VEA21.4%63.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

QLVD$295 − $15 = $280

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee