QLVD vs EFA

AQLVD

BEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,497VEA · EFA $15,117

Lowest cost0.03%VEA · $3 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−8.1%QLVD · worst fall in 1Y

Held in common25.8%QLVD and EFA

QLVD

EFA

Northern Trust Developed Markets ex-US Quality Low Volatility ETF · $54MiShares MSCI EAFE ETF · $77.7B

+16.6%3 years · per year$15,863 · $16,732+18.7%

+7.8%5 years · per year$14,537 · $15,117+8.6%

0.15%Expense ratio$15 · $32 on $10k · lower wins0.32%

2.93%12-mo yield$293 · $321 on $10k3.21%

−8.1%Worst dropSmaller wins−11.4%

11.5%VolatilityLower wins16.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsQLVD · EFA

1.9%ASML.AS2.6%

4.2%NOVN.SW1.4%

1.5%SHEL.L1.4%

1.6%NESN.SW1.3%

Held in common25.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	AQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.93%	+2.3%	+13.5%	+18.3%	+16.6%	+7.8%	−8.1%	$54M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	AQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.93%	+2.3%	+13.5%	+18.3%	+16.6%	+7.8%	−8.1%	$54M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QLVD vs EFA

QLVD

Northern Trust Developed Markets ex-US Quality Low Volatility

$14,537

EFA

iShares MSCI EAFE

$15,117

MeasureQLVDEFA

Fee0.15%0.32%

Cost on $10k a year$15$32

Yield2.93%3.21%

5 years, per year+7.8%+8.6%

3 years, per year+16.6%+18.7%

Worst drop · 1Y−8.1%−11.4%

Volatility · 1Y11.5%16.6%

3–3measures won
level

25.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: QLVD, EFA, VEA, VXUS

Today

65.4%most shared, VEA and VXUS

QLVDEFAVEAVXUS

QLVD—25.8%21.4%16.6%

EFA25.8%—63.0%45.7%

VEA21.4%63.0%—65.4%

VXUS16.6%45.7%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

QLVD$293 − $15 = $278

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee