QLVD vs VOO

AQLVD

BVOO

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income2.95%QLVD · $295 on $10k

Smallest drop−8.1%QLVD · worst fall in 1Y

Held in common0.1%QLVD and VOO

QLVD

VOO

Northern Trust Developed Markets ex-US Quality Low Volatility ETF · $55MVanguard S&P 500 ETF · $1.00T

+17.2%3 years · per year$16,110 · $18,224+22.1%

+7.6%5 years · per year$14,444 · $17,156+11.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

2.95%12-mo yield$295 · $110 on $10k1.10%

−8.1%Worst dropSmaller wins−8.9%

11.1%VolatilityLower wins13.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQLVD · VOO

0.9%FERG0.1%

Held in common0.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.95%	−1.2%	+12.7%	+17.8%	+17.2%	+7.6%	−8.1%	$55M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.95%	−1.2%	+12.7%	+17.8%	+17.2%	+7.6%	−8.1%	$55M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QLVD vs VOO

QLVD

Northern Trust Developed Markets ex-US Quality Low Volatility

$14,444

VOO

Vanguard S&P 500

$17,156

MeasureQLVDVOO

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield2.95%1.10%

5 years, per year+7.6%+11.4%

3 years, per year+17.2%+22.1%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y11.1%13.5%

3–3measures won
level

0.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: QLVD, VOO, SPY

Today

93.5%most shared, VOO and SPY

QLVDVOOSPY

QLVD—0.1%0.1%

VOO0.1%—93.5%

SPY0.1%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$280most kept, QLVD

QLVD$295 − $15 = $280

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee