RAAR vs VCIT

ARAAR

BVCIT

Measures won0–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$11,325VCSH · VCIT $10,440

Lowest cost0.03%VCIT · $3 on $10k

Most income5.06%VCIT · $506 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]RAAR and VCIT

RAAR

VCIT

Reckoner Yield Enhanced AAA CLO Reinvesting ETF · $18MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,231+6.9%

[…]5 years · per year[…] · $10,440+0.9%

0.40%Expense ratio$40 · $3 on $10k · lower wins0.03%

0.00%12-mo yield$0 · $506 on $10k5.06%

[…]Worst dropSmaller wins−4.9%

[…]VolatilityLower wins4.4%

0–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRAAR · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.56%	0.0%	+0.9%	+1.9%	+5.6%	+2.5%	−1.6%	$43.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.06%	0.0%	−1.5%	−0.7%	+6.9%	+0.9%	−4.9%	$66.6B
3	ARAAR	Reckoner Yield Enhanced AAA CLO Reinvesting ETFRead Desk	0.40%	0.00%	0.0%	new	new	new	new	[…]	$18M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.56%	0.0%	+0.9%	+1.9%	+5.6%	+2.5%	−1.6%	$43.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.06%	0.0%	−1.5%	−0.7%	+6.9%	+0.9%	−4.9%	$66.6B
3	ARAAR	Reckoner Yield Enhanced AAA CLO Reinvesting ETFRead Desk	0.40%	0.00%	0.0%	new	new	new	new	[…]	$18M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RAAR vs VCIT

RAAR

Reckoner Yield Enhanced AAA CLO Reinvesting

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,440

MeasureRAARVCIT

Fee0.40%0.03%

Cost on $10k a year$40$3

Yield0.00%5.06%

5 years, per year[…]+0.9%

3 years, per year[…]+6.9%

Worst drop · 1Y[…]−4.9%

Volatility · 1Y[…]4.4%

2–0measures won
VCIT first

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: RAAR, VCIT, VCSH

Today

[…]holdings […]

RAARVCITVCSH

RAAR—[…][…]

VCIT[…]—[…]

VCSH[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$503most kept, VCIT

VCIT$506 − $3 = $503

VCSH$456 − $3 = $453

RAAR$0 − $40 = −$40

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee