RAFE vs SPY

ARAFE

BSPY

Measures won5–1RAFE wins · of 6 · 5Y

$10,000 · 5Y$17,342RAFE · SPY $17,099

Lowest cost0.09%SPY · $9 on $10k

Most income1.47%RAFE · $147 on $10k

Smallest drop−7.5%RAFE · worst fall in 1Y

Held in common45.9%RAFE and SPY

RAFE

SPY

PIMCO RAFI ESG U.S. ETF · $180MState Street SPDR S&P 500 ETF · $819B

+23.1%3 years · per year$18,652 · $18,174+22.0%

+11.6%5 years · per year$17,342 · $17,099+11.3%

0.29%Expense ratio$29 · $9 on $10k · lower wins0.09%

1.47%12-mo yield$147 · $103 on $10k1.03%

−7.5%Worst dropSmaller wins−8.9%

12.0%VolatilityLower wins13.6%

5–1RAFE wins

$10,000 · 5 yearsOne scale

Shared top holdingsRAFE · SPY

5.4%AAPL7.7%

5.4%MSFT6.2%

2.4%JPM1.4%

1.3%NVDA7.3%

Held in common45.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ARAFE	PIMCO RAFI ESG U.S. ETFRead Desk		0.29%	1.47%	−3.2%	+21.4%	+26.1%	+23.1%	+11.6%	−7.5%	$180M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ARAFE	PIMCO RAFI ESG U.S. ETFRead Desk		0.29%	1.47%	−3.2%	+21.4%	+26.1%	+23.1%	+11.6%	−7.5%	$180M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RAFE vs SPY

RAFE

PIMCO RAFI ESG U.S.

$17,342

SPY

SPDR S&P 500

$17,099

MeasureRAFESPY

Fee0.29%0.09%

Cost on $10k a year$29$9

Yield1.47%1.03%

5 years, per year+11.6%+11.3%

3 years, per year+23.1%+22.0%

Worst drop · 1Y−7.5%−8.9%

Volatility · 1Y12.0%13.6%

5–1measures won
RAFE first

45.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: RAFE, SPY

Today

45.9%most shared, RAFE and SPY

RAFESPY

RAFE—45.9%

SPY45.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$118most kept, RAFE

RAFE$147 − $29 = $118

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee