RAVI vs PULS

ARAVI

BPULS

Measures won0–5PULS wins · of 6 · 5Y

$10,000 · 5Y$12,428PULS · SGOV $12,090

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]RAVI and PULS

RAVI

PULS

Northern Trust Ultra-Short Fixed Income ETF · $1.6BPGIM Ultra Short Bond ETF · $19.8B

+4.9%3 years · per year$11,556 · $11,666+5.3%

+3.8%5 years · per year$12,058 · $12,428+4.4%

0.26%Expense ratio$26 · $15 on $10k · lower wins0.15%

4.22%12-mo yield$422 · $436 on $10k4.36%

−0.1%Worst dropSmaller wins−0.1%

0.5%VolatilityLower wins0.4%

0–5PULS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsRAVI · PULS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	ARAVI	Northern Trust Ultra-Short Fixed Income ETFRead Desk	0.26%	4.22%	0.0%	+3.0%	+3.8%	+4.9%	+3.8%	−0.1%	$1.6B
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	ARAVI	Northern Trust Ultra-Short Fixed Income ETFRead Desk	0.26%	4.22%	0.0%	+3.0%	+3.8%	+4.9%	+3.8%	−0.1%	$1.6B
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RAVI vs PULS

RAVI

Northern Trust Ultra-Short Fixed Income

$12,058

PULS

PGIM Ultra Short Bond

$12,428

MeasureRAVIPULS

Fee0.26%0.15%

Cost on $10k a year$26$15

Yield4.22%4.36%

5 years, per year+3.8%+4.4%

3 years, per year+4.9%+5.3%

Worst drop · 1Y−0.1%−0.1%

Volatility · 1Y0.5%0.4%

5–0measures won
PULS first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: RAVI, PULS, VCIT, SGOV

Today

[…]holdings […]

RAVIPULSVCITSGOV

RAVI—[…][…][…]

PULS[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

PULS$436 − $15 = $421

RAVI$422 − $26 = $396

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee