RDFI vs ICVT

ARDFI

BICVT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · ICVT $11,630

Lowest cost0.03%VCIT · $3 on $10k

Most income8.87%RDFI · $887 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%RDFI and ICVT

RDFI

ICVT

Rareview Dynamic Fixed Income ETF · $72MiShares Convertible Bond ETF · $6.9B

+11.2%3 years · per year$13,734 · $15,247+15.1%

+1.9%5 years · per year$10,982 · $11,630+3.1%

4.23%Expense ratio$423 · $20 on $10k · lower wins0.20%

8.87%12-mo yield$887 · $161 on $10k1.61%

−9.4%Worst dropSmaller wins−18.6%

8.5%VolatilityLower wins18.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsRDFI · ICVT

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.61%	+1.2%	+4.4%	+0.4%	+15.1%	+3.1%	−18.6%	$6.9B
3	ARDFI	Rareview Dynamic Fixed Income ETFRead Desk	4.23%	8.87%	+1.5%	−1.0%	−0.2%	+11.2%	+1.9%	−9.4%	$72M
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.61%	+1.2%	+4.4%	+0.4%	+15.1%	+3.1%	−18.6%	$6.9B
3	ARDFI	Rareview Dynamic Fixed Income ETFRead Desk	4.23%	8.87%	+1.5%	−1.0%	−0.2%	+11.2%	+1.9%	−9.4%	$72M
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RDFI vs ICVT

RDFI

Rareview Dynamic Fixed Income

$10,982

ICVT

iShares Convertible Bond

$11,630

MeasureRDFIICVT

Fee4.23%0.20%

Cost on $10k a year$423$20

Yield8.87%1.61%

5 years, per year+1.9%+3.1%

3 years, per year+11.2%+15.1%

Worst drop · 1Y−9.4%−18.6%

Volatility · 1Y8.5%18.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: RDFI, ICVT, SGOV, VCIT

Today

0.0%most shared, RDFI and ICVT

RDFIICVTSGOVVCIT

RDFI—0.0%[…][…]

ICVT0.0%—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

RDFI$887 − $423 = $464

SGOV$363 − $9 = $354

ICVT$161 − $20 = $141

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee