RDFI vs SPYM

ARDFI

BSPYM

Measures won2–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · IVV $17,545

Lowest cost0.02%SPYM · $2 on $10k

Most income8.79%RDFI · $879 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.0%RDFI and SPYM

RDFI

SPYM

Rareview Dynamic Fixed Income ETF · $72MState Street SPDR Portfolio S&P 500 ETF · $179B

+10.7%3 years · per year$13,581 · $18,161+22.0%

+2.0%5 years · per year$11,055 · $17,553+11.9%

4.23%Expense ratio$423 · $2 on $10k · lower wins0.02%

8.79%12-mo yield$879 · $103 on $10k1.03%

−9.4%Worst dropSmaller wins−8.9%

8.6%VolatilityLower wins13.7%

2–4SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRDFI · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	ARDFI	Rareview Dynamic Fixed Income ETFRead Desk	4.23%	8.79%	+0.9%	−0.1%	+0.7%	+10.7%	+2.0%	−9.4%	$72M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	ARDFI	Rareview Dynamic Fixed Income ETFRead Desk	4.23%	8.79%	+0.9%	−0.1%	+0.7%	+10.7%	+2.0%	−9.4%	$72M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RDFI vs SPYM

RDFI

Rareview Dynamic Fixed Income

$11,055

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureRDFISPYM

Fee4.23%0.02%

Cost on $10k a year$423$2

Yield8.79%1.03%

5 years, per year+2.0%+11.9%

3 years, per year+10.7%+22.0%

Worst drop · 1Y−9.4%−8.9%

Volatility · 1Y8.6%13.7%

4–2measures won
SPYM first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: RDFI, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

RDFISPYMIVV

RDFI—0.0%0.0%

SPYM0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$456most kept, RDFI

RDFI$879 − $423 = $456

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee