RDFI vs VCIT

ARDFI

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,849RDFI · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income9.00%RDFI · $900 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]RDFI and VCIT

RDFI

VCIT

Rareview Dynamic Fixed Income ETF · $71MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+11.1%3 years · per year$13,714 · $12,368+7.3%

+1.6%5 years · per year$10,849 · $10,508+1.0%

4.23%Expense ratio$423 · $3 on $10k · lower wins0.03%

9.00%12-mo yield$900 · $502 on $10k5.02%

−9.4%Worst dropSmaller wins−4.9%

8.4%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsRDFI · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ARDFI	Rareview Dynamic Fixed Income ETFRead Desk		4.23%	9.00%	−1.2%	−2.4%	−1.8%	+11.1%	+1.6%	−9.4%	$71M
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ARDFI	Rareview Dynamic Fixed Income ETFRead Desk		4.23%	9.00%	−1.2%	−2.4%	−1.8%	+11.1%	+1.6%	−9.4%	$71M
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RDFI vs VCIT

RDFI

Rareview Dynamic Fixed Income

$10,849

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureRDFIVCIT

Fee4.23%0.03%

Cost on $10k a year$423$3

Yield9.00%5.02%

5 years, per year+1.6%+1.0%

3 years, per year+11.1%+7.3%

Worst drop · 1Y−9.4%−4.9%

Volatility · 1Y8.4%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: RDFI, VCIT

Today

[…]holdings […]

RDFIVCIT

RDFI—[…]

VCIT[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

RDFI$900 − $423 = $477

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee