REAI vs NETL

AREAI

BNETL

Measures won2–3NETL wins · of 6 · 5Y

$10,000 · 5Y$25,404XLE · VNQ $10,599

Lowest cost0.08%XLE · $8 on $10k

Most income5.18%NETL · $518 on $10k

Smallest drop−10.2%REAI · worst fall in 1Y

Held in common11.0%REAI and NETL

REAI

NETL

Intelligent Real Estate ETF · $1MColterpoint Net Lease Real Estate ETF · $48M

+10.0%3 years · per year$13,305 · $13,485+10.5%

[…]5 years · per year[…] · $9,724−0.6%

0.59%Expense ratio$59 · $60 on $10k · lower wins0.60%

2.38%12-mo yield$238 · $518 on $10k5.18%

−10.2%Worst dropSmaller wins−16.7%

15.0%VolatilityLower wins14.9%

2–3NETL wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsREAI · NETL

4.3%STAG4.5%

3.7%IIPR4.4%

2.9%VICI8.7%

Held in common11.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$42.0B
2	VNQ	Vanguard Real Estate ETFRead Desk	0.13%	3.54%	−1.8%	+11.8%	+12.0%	+14.1%	+1.2%	−11.4%	$35.9B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.18%	−0.9%	+6.8%	+7.5%	+10.5%	−0.6%	−16.7%	$48M
4	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.38%	−2.9%	+10.0%	+4.1%	+10.0%	new	−10.2%	$1M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$42.0B
2	VNQ	Vanguard Real Estate ETFRead Desk	0.13%	3.54%	−1.8%	+11.8%	+12.0%	+14.1%	+1.2%	−11.4%	$35.9B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.18%	−0.9%	+6.8%	+7.5%	+10.5%	−0.6%	−16.7%	$48M
4	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.38%	−2.9%	+10.0%	+4.1%	+10.0%	new	−10.2%	$1M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REAI vs NETL

REAI

Intelligent Real Estate

[…]

NETL

Colterpoint Net Lease Real Estate

$9,724

MeasureREAINETL

Fee0.59%0.60%

Cost on $10k a year$59$60

Yield2.38%5.18%

5 years, per year[…]−0.6%

3 years, per year+10.0%+10.5%

Worst drop · 1Y−10.2%−16.7%

Volatility · 1Y15.0%14.9%

3–2measures won
NETL first

11.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+11.8%

SCHHSchwab

+15.4%

+11.8%Year to date+15.4%

3.5%Yield2.9%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: REAI, NETL, VNQ, XLE

Today

33.1%most shared, REAI and VNQ

REAINETLVNQXLE

REAI—11.0%33.1%0.0%

NETL11.0%—9.7%0.0%

VNQ33.1%9.7%—0.0%

XLE0.0%0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$458most kept, NETL

NETL$518 − $60 = $458

VNQ$354 − $13 = $341

XLE$247 − $8 = $239

REAI$238 − $59 = $179

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee