REAI vs NETL

AREAI

BNETL

Measures won3–2REAI wins · of 6 · 5Y

$10,000 · 5Y$21,984XLK · VNQ $10,786

Lowest cost0.08%XLK · $8 on $10k

Most income5.14%NETL · $514 on $10k

Smallest drop−10.2%REAI · worst fall in 1Y

Held in common11.1%REAI and NETL

REAI

NETL

Intelligent Real Estate ETF · $1MColterpoint Net Lease Real Estate ETF · $48M

+9.4%3 years · per year$13,087 · $12,949+9.0%

[…]5 years · per year[…] · $9,871−0.3%

0.59%Expense ratio$59 · $60 on $10k · lower wins0.60%

2.35%12-mo yield$235 · $514 on $10k5.14%

−10.2%Worst dropSmaller wins−16.7%

15.1%VolatilityLower wins15.0%

3–2REAI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsREAI · NETL

4.3%STAG4.4%

3.7%IIPR4.3%

3.0%VICI8.7%

Held in common11.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.49%	+3.7%	+19.1%	+18.8%	+27.0%	+17.1%	−19.6%	$109.6B
2	VNQ	Vanguard Real Estate ETFRead Desk	0.13%	3.50%	+1.6%	+13.1%	+13.7%	+13.0%	+1.5%	−11.4%	$35.9B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M
4	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.35%	+2.1%	+11.8%	+7.3%	+9.4%	new	−10.2%	$1M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.49%	+3.7%	+19.1%	+18.8%	+27.0%	+17.1%	−19.6%	$109.6B
2	VNQ	Vanguard Real Estate ETFRead Desk	0.13%	3.50%	+1.6%	+13.1%	+13.7%	+13.0%	+1.5%	−11.4%	$35.9B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M
4	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.35%	+2.1%	+11.8%	+7.3%	+9.4%	new	−10.2%	$1M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REAI vs NETL

REAI

Intelligent Real Estate

[…]

NETL

Colterpoint Net Lease Real Estate

$9,871

MeasureREAINETL

Fee0.59%0.60%

Cost on $10k a year$59$60

Yield2.35%5.14%

5 years, per year[…]−0.3%

3 years, per year+9.4%+9.0%

Worst drop · 1Y−10.2%−16.7%

Volatility · 1Y15.1%15.0%

3–2measures won
REAI first

11.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+13.1%

SCHHSchwab

+16.5%

+13.1%Year to date+16.5%

3.5%Yield2.8%

$35.9BAssets$11.4B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: REAI, NETL, XLK, VNQ

Today

33.2%most shared, REAI and VNQ

REAINETLXLKVNQ

REAI—11.1%0.0%33.2%

NETL11.1%—0.0%9.7%

XLK0.0%0.0%—0.0%

VNQ33.2%9.7%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

VNQ$350 − $13 = $337

REAI$235 − $59 = $176

XLK$49 − $8 = $41

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee