REAI vs USRT

AREAI

BUSRT

Measures won1–4USRT wins · of 6 · 5Y

$10,000 · 5Y$15,474XLF · USRT $12,000

Lowest cost0.08%USRT · $8 on $10k

Most income2.69%USRT · $269 on $10k

Smallest drop−10.2%REAI · worst fall in 1Y

Held in common27.3%REAI and USRT

REAI

USRT

Intelligent Real Estate ETF · $1MiShares Core U.S. REIT ETF · $4.3B

+9.6%3 years · per year$13,179 · $15,602+16.0%

[…]5 years · per year[…] · $12,000+3.7%

0.59%Expense ratio$59 · $8 on $10k · lower wins0.08%

2.39%12-mo yield$239 · $269 on $10k2.69%

−10.2%Worst dropSmaller wins−12.4%

15.0%VolatilityLower wins13.9%

1–4USRT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsREAI · USRT

9.6%EQIX5.9%

5.1%PSA4.6%

4.2%PLD6.8%

9.1%DLR4.1%

Held in common27.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	BUSRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.69%	−0.3%	+16.2%	+16.0%	+16.0%	+3.7%	−12.4%	$4.3B
3	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.39%	−0.5%	+9.5%	+3.8%	+9.6%	new	−10.2%	$1M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	BUSRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.69%	−0.3%	+16.2%	+16.0%	+16.0%	+3.7%	−12.4%	$4.3B
3	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.39%	−0.5%	+9.5%	+3.8%	+9.6%	new	−10.2%	$1M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REAI vs USRT

REAI

Intelligent Real Estate

[…]

USRT

iShares Core U.S. REIT

$12,000

MeasureREAIUSRT

Fee0.59%0.08%

Cost on $10k a year$59$8

Yield2.39%2.69%

5 years, per year[…]+3.7%

3 years, per year+9.6%+16.0%

Worst drop · 1Y−10.2%−12.4%

Volatility · 1Y15.0%13.9%

4–1measures won
USRT first

27.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: REAI, USRT, XLF

Today

27.3%most shared, REAI and USRT

REAIUSRTXLF

REAI—27.3%0.0%

USRT27.3%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$261most kept, USRT

USRT$269 − $8 = $261

REAI$239 − $59 = $180

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee