RECS vs IPAY

ARECS

BIPAY

Measures won6–0RECS wins · of 6 · 5Y

$10,000 · 5Y$17,787RECS · IPAY $7,846

Lowest cost0.15%RECS · $15 on $10k

Most income1.04%RECS · $104 on $10k

Smallest drop−8.8%RECS · worst fall in 1Y

Held in common2.9%RECS and IPAY

RECS

IPAY

Columbia Research Enhanced Core ETF · $6.0BAmplify Digital Payments ETF · $152M

+22.2%3 years · per year$18,239 · $14,103+12.1%

+12.2%5 years · per year$17,787 · $7,846−4.7%

0.15%Expense ratio$15 · $75 on $10k · lower wins0.75%

1.04%12-mo yield$104 · $82 on $10k0.82%

−8.8%Worst dropSmaller wins−22.6%

12.5%VolatilityLower wins24.9%

6–0RECS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRECS · IPAY

2.8%MA7.0%

0.0%EEFT1.2%

0.0%WU1.0%

Held in common2.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ARECS	Columbia Research Enhanced Core ETFRead Desk	0.15%	1.04%	+0.1%	+7.3%	+9.1%	+22.2%	+12.2%	−8.8%	$6.0B
2	BIPAY	Amplify Digital Payments ETFRead Desk	0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M
3	IALT	iShares Systematic Alternatives Active ETFRead Desk	0.99%	0.39%	0.0%	+13.7%	new	new	new	[…]	$7.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ARECS	Columbia Research Enhanced Core ETFRead Desk	0.15%	1.04%	+0.1%	+7.3%	+9.1%	+22.2%	+12.2%	−8.8%	$6.0B
2	BIPAY	Amplify Digital Payments ETFRead Desk	0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M
3	IALT	iShares Systematic Alternatives Active ETFRead Desk	0.99%	0.39%	0.0%	+13.7%	new	new	new	[…]	$7.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RECS vs IPAY

RECS

Columbia Research Enhanced Core

$17,787

IPAY

Amplify Digital Payments

$7,847

MeasureRECSIPAY

Fee0.15%0.75%

Cost on $10k a year$15$75

Yield1.04%0.82%

5 years, per year+12.2%−4.7%

3 years, per year+22.2%+12.1%

Worst drop · 1Y−8.8%−22.6%

Volatility · 1Y12.5%24.9%

6–0measures won
RECS first

2.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: RECS, IPAY, IALT

Today

20.5%most shared, RECS and IALT

RECSIPAYIALT

RECS—2.9%20.5%

IPAY2.9%—1.4%

IALT20.5%1.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$89most kept, RECS

RECS$104 − $15 = $89

IPAY$82 − $75 = $7

IALT$39 − $99 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee