RECS vs IVV

ARECS

BIVV

Measures won4–2RECS wins · of 6 · 5Y

$10,000 · 5Y$17,792RECS · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.8%RECS · worst fall in 1Y

Held in common36.5%RECS and IVV

RECS

IVV

Columbia Research Enhanced Core ETF · $6.1BiShares Core S&P 500 ETF · $887B

+22.4%3 years · per year$18,344 · $18,221+22.1%

+12.2%5 years · per year$17,792 · $17,151+11.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.04%12-mo yield$104 · $114 on $10k1.14%

−8.8%Worst dropSmaller wins−8.9%

12.5%VolatilityLower wins13.6%

4–2RECS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRECS · IVV

12.5%AAPL7.7%

10.9%NVDA7.3%

4.2%META2.1%

1.8%MU1.4%

Held in common36.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ARECS	Columbia Research Enhanced Core ETFRead Desk	0.15%	1.04%	−3.8%	+7.1%	+9.2%	+22.4%	+12.2%	−8.8%	$6.1B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ARECS	Columbia Research Enhanced Core ETFRead Desk	0.15%	1.04%	−3.8%	+7.1%	+9.2%	+22.4%	+12.2%	−8.8%	$6.1B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RECS vs IVV

RECS

Columbia Research Enhanced Core

$17,792

IVV

iShares Core S&P 500

$17,152

MeasureRECSIVV

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.04%1.14%

5 years, per year+12.2%+11.4%

3 years, per year+22.4%+22.1%

Worst drop · 1Y−8.8%−8.9%

Volatility · 1Y12.5%13.6%

4–2measures won
RECS first

36.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: RECS, IVV, SPY

Today

99.9%most shared, IVV and SPY

RECSIVVSPY

RECS—36.5%36.5%

IVV36.5%—99.9%

SPY36.5%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

RECS$104 − $15 = $89

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee