RECS vs SPY

ARECS

BSPY

Measures won5–1RECS wins · of 6 · 5Y

$10,000 · 5Y$18,659RECS · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income1.05%VOO · $105 on $10k

Smallest drop−8.8%RECS · worst fall in 1Y

Held in common36.8%RECS and SPY

RECS

SPY

Columbia Research Enhanced Core ETF · $6.1BState Street SPDR S&P 500 ETF · $805B

+24.3%3 years · per year$19,202 · $19,132+24.1%

+13.3%5 years · per year$18,659 · $18,060+12.6%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

1.00%12-mo yield$100 · $99 on $10k0.99%

−8.8%Worst dropSmaller wins−8.9%

12.0%VolatilityLower wins12.9%

5–1RECS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRECS · SPY

11.5%NVDA7.7%

12.0%AAPL7.4%

4.2%META2.1%

2.0%MU1.5%

Held in common36.8%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ARECS	Columbia Research Enhanced Core ETFRead Desk	0.15%	1.00%	+1.6%	+11.4%	+12.2%	+24.3%	+13.3%	−8.8%	$6.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ARECS	Columbia Research Enhanced Core ETFRead Desk	0.15%	1.00%	+1.6%	+11.4%	+12.2%	+24.3%	+13.3%	−8.8%	$6.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RECS vs SPY

RECS

Columbia Research Enhanced Core

$18,659

SPY

SPDR S&P 500

$18,060

MeasureRECSSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield1.00%0.99%

5 years, per year+13.3%+12.6%

3 years, per year+24.3%+24.1%

Worst drop · 1Y−8.8%−8.9%

Volatility · 1Y12.0%12.9%

4–1measures won
RECS first

36.8%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: RECS, SPY, VOO

Today

94.5%most shared, SPY and VOO

RECSSPYVOO

RECS—36.8%38.1%

SPY36.8%—94.5%

VOO38.1%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

SPY$99 − $9 = $90

RECS$100 − $15 = $85

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee