REM vs SCHD

AREM

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · SGOV $12,086

Lowest cost0.06%SCHD · $6 on $10k

Most income11.32%REM · $1,132 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%REM and SCHD

REM

SCHD

iShares Mortgage Real Estate ETF · $449MSchwab U.S. Dividend Equity ETF · $123B

+5.0%3 years · per year$11,589 · $17,414+20.3%

−6.0%5 years · per year$7,356 · $16,375+10.4%

0.48%Expense ratio$48 · $6 on $10k · lower wins0.06%

11.32%12-mo yield$1,132 · $298 on $10k2.98%

−26.3%Worst dropSmaller wins−6.9%

18.9%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsREM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	AREM	iShares Mortgage Real Estate ETFRead Desk	0.48%	11.32%	−1.7%	−16.6%	−13.1%	+5.0%	−6.0%	−26.3%	$449M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	AREM	iShares Mortgage Real Estate ETFRead Desk	0.48%	11.32%	−1.7%	−16.6%	−13.1%	+5.0%	−6.0%	−26.3%	$449M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REM vs SCHD

REM

iShares Mortgage Real Estate

$7,356

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureREMSCHD

Fee0.48%0.06%

Cost on $10k a year$48$6

Yield11.32%2.98%

5 years, per year−6.0%+10.4%

3 years, per year+5.0%+20.3%

Worst drop · 1Y−26.3%−6.9%

Volatility · 1Y18.9%11.7%

5–1measures won
SCHD first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: REM, SCHD, SGOV

Today

0.0%most shared, REM and SCHD

REMSCHDSGOV

REM—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,084most kept, REM

REM$1,132 − $48 = $1,084

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee