REM vs SPMB

AREM

BSPMB

Measures won1–5SPMB wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SPMB $10,145

Lowest cost0.04%SPMB · $4 on $10k

Most income11.32%REM · $1,132 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]REM and SPMB

REM

SPMB

iShares Mortgage Real Estate ETF · $449MState Street SPDR Portfolio Mortgage Backed Bond ETF · $7.0B

+5.0%3 years · per year$11,589 · $12,070+6.5%

−6.0%5 years · per year$7,356 · $10,145+0.3%

0.48%Expense ratio$48 · $4 on $10k · lower wins0.04%

11.32%12-mo yield$1,132 · $425 on $10k4.25%

−26.3%Worst dropSmaller wins−5.6%

18.9%VolatilityLower wins4.7%

1–5SPMB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsREM · SPMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BSPMB	State Street SPDR Portfolio Mortgage Backed Bond ETFRead Desk	0.04%	4.25%	+0.3%	+0.2%	+0.9%	+6.5%	+0.3%	−5.6%	$7.0B
3	AREM	iShares Mortgage Real Estate ETFRead Desk	0.48%	11.32%	−1.7%	−16.6%	−13.1%	+5.0%	−6.0%	−26.3%	$449M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BSPMB	State Street SPDR Portfolio Mortgage Backed Bond ETFRead Desk	0.04%	4.25%	+0.3%	+0.2%	+0.9%	+6.5%	+0.3%	−5.6%	$7.0B
3	AREM	iShares Mortgage Real Estate ETFRead Desk	0.48%	11.32%	−1.7%	−16.6%	−13.1%	+5.0%	−6.0%	−26.3%	$449M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REM vs SPMB

REM

iShares Mortgage Real Estate

$7,356

SPMB

SPDR Portfolio Mortgage Backed Bond

$10,145

MeasureREMSPMB

Fee0.48%0.04%

Cost on $10k a year$48$4

Yield11.32%4.25%

5 years, per year−6.0%+0.3%

3 years, per year+5.0%+6.5%

Worst drop · 1Y−26.3%−5.6%

Volatility · 1Y18.9%4.7%

5–1measures won
SPMB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: REM, SPMB, SGOV

Today

[…]holdings […]

REMSPMBSGOV

REM—[…][…]

SPMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,084most kept, REM

REM$1,132 − $48 = $1,084

SPMB$425 − $4 = $421

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee