REM vs VMBS

AREM

BVMBS

Measures won1–5VMBS wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VMBS $10,261

Lowest cost0.03%VMBS · $3 on $10k

Most income11.52%REM · $1,152 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]REM and VMBS

REM

VMBS

iShares Mortgage Real Estate ETF · $434MVanguard Mortgage-Backed Securities ETF · $15.5B

+3.6%3 years · per year$11,111 · $11,968+6.2%

−6.2%5 years · per year$7,245 · $10,261+0.5%

0.48%Expense ratio$48 · $3 on $10k · lower wins0.03%

11.52%12-mo yield$1,152 · $431 on $10k4.31%

−26.3%Worst dropSmaller wins−5.1%

19.0%VolatilityLower wins4.7%

1–5VMBS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsREM · VMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.6%	+6.2%	+0.5%	−5.1%	$15.5B
3	AREM	iShares Mortgage Real Estate ETFRead Desk	0.48%	11.52%	−1.7%	−18.0%	−15.1%	+3.6%	−6.2%	−26.3%	$434M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.6%	+6.2%	+0.5%	−5.1%	$15.5B
3	AREM	iShares Mortgage Real Estate ETFRead Desk	0.48%	11.52%	−1.7%	−18.0%	−15.1%	+3.6%	−6.2%	−26.3%	$434M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REM vs VMBS

REM

iShares Mortgage Real Estate

$7,245

VMBS

Vanguard Mortgage-Backed Securities

$10,261

MeasureREMVMBS

Fee0.48%0.03%

Cost on $10k a year$48$3

Yield11.52%4.31%

5 years, per year−6.2%+0.5%

3 years, per year+3.6%+6.2%

Worst drop · 1Y−26.3%−5.1%

Volatility · 1Y19.0%4.7%

5–1measures won
VMBS first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: REM, VMBS, SGOV

Today

[…]holdings […]

REMVMBSSGOV

REM—[…][…]

VMBS[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,104most kept, REM

REM$1,152 − $48 = $1,104

VMBS$431 − $3 = $428

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee