RFFC vs SPY

ARFFC

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · RFFC $17,577

Lowest cost0.09%SPY · $9 on $10k

Most income0.99%SPY · $99 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common41.0%RFFC and SPY

RFFC

SPY

ALPS Active Equity Opportunity ETF · $31MState Street SPDR S&P 500 ETF · $805B

+23.7%3 years · per year$18,950 · $19,132+24.1%

+11.9%5 years · per year$17,577 · $18,060+12.6%

0.48%Expense ratio$48 · $9 on $10k · lower wins0.09%

0.63%12-mo yield$63 · $99 on $10k0.99%

−9.2%Worst dropSmaller wins−8.9%

12.4%VolatilityLower wins12.9%

1–5SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsRFFC · SPY

6.0%MSFT5.9%

5.5%AAPL7.4%

5.1%NVDA7.7%

3.6%AMZN3.8%

Held in common41.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	ARFFC	ALPS Active Equity Opportunity ETFRead Desk		0.48%	0.63%	+1.5%	+15.2%	+16.9%	+23.7%	+11.9%	−9.2%	$31M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	ARFFC	ALPS Active Equity Opportunity ETFRead Desk		0.48%	0.63%	+1.5%	+15.2%	+16.9%	+23.7%	+11.9%	−9.2%	$31M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RFFC vs SPY

RFFC

ALPS Active Equity Opportunity

$17,577

SPY

SPDR S&P 500

$18,060

MeasureRFFCSPY

Fee0.48%0.09%

Cost on $10k a year$48$9

Yield0.63%0.99%

5 years, per year+11.9%+12.6%

3 years, per year+23.7%+24.1%

Worst drop · 1Y−9.2%−8.9%

Volatility · 1Y12.4%12.9%

5–1measures won
SPY first

41.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: RFFC, SPY

Today

41.0%most shared, RFFC and SPY

RFFCSPY

RFFC—41.0%

SPY41.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

RFFC$63 − $48 = $15

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee