RFFC vs SPYM

ARFFC

BSPYM

Measures won2–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · IVV $17,177

Lowest cost0.02%SPYM · $2 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common41.7%RFFC and SPYM

RFFC

SPYM

ALPS Active Equity Opportunity ETF · $30MState Street SPDR Portfolio S&P 500 ETF · $182B

+21.9%3 years · per year$18,136 · $18,082+21.8%

+10.9%5 years · per year$16,807 · $17,192+11.4%

0.48%Expense ratio$48 · $2 on $10k · lower wins0.02%

0.65%12-mo yield$65 · $105 on $10k1.05%

−9.2%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.6%

2–4SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRFFC · SPYM

6.3%MSFT6.3%

5.8%AAPL7.9%

4.5%NVDA6.9%

3.8%AMZN4.0%

Held in common41.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	ARFFC	ALPS Active Equity Opportunity ETFRead Desk	0.48%	0.65%	+0.4%	+11.7%	+13.6%	+21.9%	+10.9%	−9.2%	$30M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	ARFFC	ALPS Active Equity Opportunity ETFRead Desk	0.48%	0.65%	+0.4%	+11.7%	+13.6%	+21.9%	+10.9%	−9.2%	$30M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RFFC vs SPYM

RFFC

ALPS Active Equity Opportunity

$16,807

SPYM

SPDR Portfolio S&P 500

$17,192

MeasureRFFCSPYM

Fee0.48%0.02%

Cost on $10k a year$48$2

Yield0.65%1.05%

5 years, per year+10.9%+11.4%

3 years, per year+21.9%+21.8%

Worst drop · 1Y−9.2%−8.9%

Volatility · 1Y12.8%13.6%

4–2measures won
SPYM first

41.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: RFFC, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

RFFCSPYMIVV

RFFC—41.7%41.7%

SPYM41.7%—99.9%

IVV41.7%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPYM$105 − $2 = $103

RFFC$65 − $48 = $17

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee