RFFC vs VTI

ARFFC

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · RFFC $17,154

Lowest cost0.03%VTI · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common37.9%RFFC and VTI

RFFC

VTI

ALPS Active Equity Opportunity ETF · $30MVanguard Morningstar Total Stock Market ETF · $689B

+22.2%3 years · per year$18,256 · $18,090+21.8%

+11.4%5 years · per year$17,154 · $16,697+10.8%

0.48%Expense ratio$48 · $3 on $10k · lower wins0.03%

0.63%12-mo yield$63 · $106 on $10k1.06%

−9.2%Worst dropSmaller wins−8.9%

13.0%VolatilityLower wins13.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRFFC · VTI

5.8%AAPL6.6%

6.3%MSFT5.2%

4.7%NVDA7.1%

3.8%AMZN3.3%

Held in common37.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	ARFFC	ALPS Active Equity Opportunity ETFRead Desk	0.48%	0.63%	+2.3%	+14.2%	+17.3%	+22.2%	+11.4%	−9.2%	$30M
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	ARFFC	ALPS Active Equity Opportunity ETFRead Desk	0.48%	0.63%	+2.3%	+14.2%	+17.3%	+22.2%	+11.4%	−9.2%	$30M
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RFFC vs VTI

RFFC

ALPS Active Equity Opportunity

$17,154

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureRFFCVTI

Fee0.48%0.03%

Cost on $10k a year$48$3

Yield0.63%1.06%

5 years, per year+11.4%+10.8%

3 years, per year+22.2%+21.8%

Worst drop · 1Y−9.2%−8.9%

Volatility · 1Y13.0%13.9%

3–3measures won
level

37.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: RFFC, VTI, VOO

Today

89.0%most shared, VTI and VOO

RFFCVTIVOO

RFFC—37.9%40.5%

VTI37.9%—89.0%

VOO40.5%89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VTI$106 − $3 = $103

RFFC$63 − $48 = $15

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee