RIET vs NETL

ARIET

BNETL

Measures won4–2RIET wins · of 6 · 5Y

$10,000 · 5Y$16,638VIG · XLF $15,690

Lowest cost0.04%VIG · $4 on $10k

Most income12.33%RIET · $1,233 on $10k

Smallest drop−7.9%VIG · worst fall in 1Y

Held in common17.9%RIET and NETL

RIET

NETL

Hoya Capital High Dividend Yield ETF · $97MColterpoint Net Lease Real Estate ETF · $48M

+6.2%3 years · per year$11,988 · $12,949+9.0%

−2.8%5 years · per year$8,685 · $9,871−0.3%

0.50%Expense ratio$50 · $60 on $10k · lower wins0.60%

12.33%12-mo yield$1,233 · $514 on $10k5.14%

−16.5%Worst dropSmaller wins−16.7%

14.2%VolatilityLower wins15.0%

4–2RIET wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsRIET · NETL

2.1%GNL3.4%

1.8%EPR4.6%

1.6%NNN8.2%

1.6%WPC8.4%

Held in common17.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M
4	ARIET	Hoya Capital High Dividend Yield ETFRead Desk	0.50%	12.33%	+1.1%	−1.9%	+1.0%	+6.2%	−2.8%	−16.5%	$97M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M
4	ARIET	Hoya Capital High Dividend Yield ETFRead Desk	0.50%	12.33%	+1.1%	−1.9%	+1.0%	+6.2%	−2.8%	−16.5%	$97M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RIET vs NETL

RIET

Hoya Capital High Dividend Yield

$8,685

NETL

Colterpoint Net Lease Real Estate

$9,871

MeasureRIETNETL

Fee0.50%0.60%

Cost on $10k a year$50$60

Yield12.33%5.14%

5 years, per year−2.8%−0.3%

3 years, per year+6.2%+9.0%

Worst drop · 1Y−16.5%−16.7%

Volatility · 1Y14.2%15.0%

4–2measures won
RIET first

17.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: RIET, NETL, XLF, VIG

Today

19.5%most shared, XLF and VIG

RIETNETLXLFVIG

RIET—17.9%0.0%0.0%

NETL17.9%—0.0%0.0%

XLF0.0%0.0%—19.5%

VIG0.0%0.0%19.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,183most kept, RIET

RIET$1,233 − $50 = $1,183

NETL$514 − $60 = $454

VIG$146 − $4 = $142

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee