RILA vs IVV

ARILA

BIVV

Measures won0–4IVV wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common28.7%RILA and IVV

RILA

IVV

Indexperts Gorilla Aggressive Growth ETF · $43MiShares Core S&P 500 ETF · $850B

[…]3 years · per year[…] · $18,084+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.50%Expense ratio$50 · $3 on $10k · lower wins0.03%

0.13%12-mo yield$13 · $114 on $10k1.14%

−14.9%Worst dropSmaller wins−8.9%

17.6%VolatilityLower wins13.6%

0–4IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRILA · IVV

4.4%NVDA6.9%

3.8%AMZN4.0%

3.9%AVGO2.2%

1.8%META2.1%

Held in common28.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	ARILA	Indexperts Gorilla Aggressive Growth ETFRead Desk	0.50%	0.13%	+0.5%	+1.6%	−0.3%	new	new	−14.9%	$43M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	ARILA	Indexperts Gorilla Aggressive Growth ETFRead Desk	0.50%	0.13%	+0.5%	+1.6%	−0.3%	new	new	−14.9%	$43M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RILA vs IVV

RILA

Indexperts Gorilla Aggressive Growth

[…]

IVV

iShares Core S&P 500

$17,177

MeasureRILAIVV

Fee0.50%0.03%

Cost on $10k a year$50$3

Yield0.13%1.14%

5 years, per year[…]+11.4%

3 years, per year[…]+21.8%

Worst drop · 1Y−14.9%−8.9%

Volatility · 1Y17.6%13.6%

4–0measures won
IVV first

28.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: RILA, IVV, VOO

Today

92.2%most shared, IVV and VOO

RILAIVVVOO

RILA—28.7%28.5%

IVV28.7%—92.2%

VOO28.5%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

RILA$13 − $50 = −$37

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee