RILA vs IWF
5Y[…]3 years · per year[…] · $18,310+22.3%
[…]5 years · per year[…] · $16,559+10.6%
0.50%Expense ratio$50 · $18 on $10k · lower wins0.18%
0.12%12-mo yield$12 · $37 on $10k0.37%
−15.8%Worst dropSmaller wins−15.6%
17.0%VolatilityLower wins18.3%
1–3IWF wins
$10,000 · 5 yearsOne scale
Shared top holdingsRILA · IWF
4.8%NVDA15.1%
4.3%AVGO4.8%
3.6%TSLA3.6%
5.1%LLY3.5%
Held in common36.7%
End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two