RILA vs VIG
5Y[…]3 years · per year[…] · $16,775+18.8%
[…]5 years · per year[…] · $16,638+10.7%
0.50%Expense ratio$50 · $4 on $10k · lower wins0.04%
0.12%12-mo yield$12 · $146 on $10k1.46%
−14.9%Worst dropSmaller wins−7.9%
17.9%VolatilityLower wins11.0%
0–4VIG wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsRILA · VIG
5.0%LLY4.1%
3.9%AVGO4.3%
2.4%COST1.8%
1.4%MSFT4.9%
Held in common20.4%
End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two