RILA vs VUG
5Y[…]3 years · per year[…] · $19,712+25.4%
[…]5 years · per year[…] · $17,153+11.4%
0.50%Expense ratio$50 · $3 on $10k · lower wins0.03%
0.12%12-mo yield$12 · $40 on $10k0.40%
−15.8%Worst dropSmaller wins−16.1%
17.0%VolatilityLower wins18.2%
2–2Level
$10,000 · 5 yearsOne scale
Shared top holdingsRILA · VUG
4.8%NVDA13.5%
4.3%AVGO4.3%
3.5%AMZN4.3%
3.6%TSLA2.7%
Held in common37.6%
End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two