RILA vs VUG

ARILA

BVUG

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,177VOO · VUG $16,124

Lowest cost0.03%VUG · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common37.2%RILA and VUG

RILA

VUG

Indexperts Gorilla Aggressive Growth ETF · $43MVanguard Morningstar Growth ETF · $233B

[…]3 years · per year[…] · $18,415+22.6%

[…]5 years · per year[…] · $16,124+10.0%

0.50%Expense ratio$50 · $3 on $10k · lower wins0.03%

0.13%12-mo yield$13 · $42 on $10k0.42%

−14.9%Worst dropSmaller wins−15.1%

17.6%VolatilityLower wins19.0%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRILA · VUG

4.4%NVDA13.5%

3.9%AVGO4.3%

3.8%AMZN4.3%

3.3%TSLA2.7%

Held in common37.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	ARILA	Indexperts Gorilla Aggressive Growth ETFRead Desk	0.50%	0.13%	+0.5%	+1.6%	−0.3%	new	new	−14.9%	$43M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	ARILA	Indexperts Gorilla Aggressive Growth ETFRead Desk	0.50%	0.13%	+0.5%	+1.6%	−0.3%	new	new	−14.9%	$43M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RILA vs VUG

RILA

Indexperts Gorilla Aggressive Growth

[…]

VUG

Vanguard Morningstar Growth

$16,124

MeasureRILAVUG

Fee0.50%0.03%

Cost on $10k a year$50$3

Yield0.13%0.42%

5 years, per year[…]+10.0%

3 years, per year[…]+22.6%

Worst drop · 1Y−14.9%−15.1%

Volatility · 1Y17.6%19.0%

2–2measures won
level

37.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: RILA, VUG, VOO

Today

58.2%most shared, VUG and VOO

RILAVUGVOO

RILA—37.2%28.5%

VUG37.2%—58.2%

VOO28.5%58.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VUG$42 − $3 = $39

RILA$13 − $50 = −$37

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee