RING vs SPY

ARING

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$31,980RING · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.18%RING · $118 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.2%RING and SPY

RING

SPY

iShares MSCI Global Gold Miners ETF · $2.3BState Street SPDR S&P 500 ETF · $819B

+53.6%3 years · per year$36,209 · $18,039+21.7%

+26.2%5 years · per year$31,980 · $17,118+11.3%

0.39%Expense ratio$39 · $9 on $10k · lower wins0.09%

1.18%12-mo yield$118 · $103 on $10k1.03%

−38.6%Worst dropSmaller wins−8.9%

51.4%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRING · SPY

17.8%NEM0.2%

Held in common0.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ARING	iShares MSCI Global Gold Miners ETFRead Desk	0.39%	1.18%	+1.6%	+4.5%	+28.0%	+53.6%	+26.2%	−38.6%	$2.3B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ARING	iShares MSCI Global Gold Miners ETFRead Desk	0.39%	1.18%	+1.6%	+4.5%	+28.0%	+53.6%	+26.2%	−38.6%	$2.3B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RING vs SPY

RING

iShares MSCI Global Gold Miners

$31,980

SPY

SPDR S&P 500

$17,118

MeasureRINGSPY

Fee0.39%0.09%

Cost on $10k a year$39$9

Yield1.18%1.03%

5 years, per year+26.2%+11.3%

3 years, per year+53.6%+21.7%

Worst drop · 1Y−38.6%−8.9%

Volatility · 1Y51.4%13.6%

3–3measures won
level

0.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: RING, SPY, IVV

Today

99.9%most shared, SPY and IVV

RINGSPYIVV

RING—0.2%0.2%

SPY0.2%—99.9%

IVV0.2%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

RING$118 − $39 = $79

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee