RING vs VEA

ARING

BVEA

Measures won2–4VEA wins · of 6 · 5Y

$10,000 · 5Y$30,577RING · GLD $22,340

Lowest cost0.03%VEA · $3 on $10k

Most income2.50%VEA · $250 on $10k

Smallest drop−11.6%VEA · worst fall in 1Y

Held in common1.2%RING and VEA

RING

VEA

iShares MSCI Global Gold Miners ETF · $2.3BVanguard FTSE Developed Markets ETF · $232B

+52.8%3 years · per year$35,686 · $17,652+20.9%

+25.0%5 years · per year$30,577 · $15,147+8.7%

0.39%Expense ratio$39 · $3 on $10k · lower wins0.03%

1.20%12-mo yield$120 · $250 on $10k2.50%

−38.6%Worst dropSmaller wins−11.6%

51.5%VolatilityLower wins18.1%

2–4VEA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRING · VEA

13.0%AEM.TO0.3%

8.7%ABX.TO0.2%

7.6%WPM.TO0.2%

3.7%K.TO0.1%

Held in common1.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ARING	iShares MSCI Global Gold Miners ETFRead Desk	0.39%	1.20%	+1.7%	+2.9%	+30.7%	+52.8%	+25.0%	−38.6%	$2.3B
2	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+0.8%	−5.3%	+3.6%	+26.8%	+17.4%	−28.3%	$131.3B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ARING	iShares MSCI Global Gold Miners ETFRead Desk	0.39%	1.20%	+1.7%	+2.9%	+30.7%	+52.8%	+25.0%	−38.6%	$2.3B
2	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+0.8%	−5.3%	+3.6%	+26.8%	+17.4%	−28.3%	$131.3B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RING vs VEA

RING

iShares MSCI Global Gold Miners

$30,578

VEA

Vanguard FTSE Developed Markets

$15,147

MeasureRINGVEA

Fee0.39%0.03%

Cost on $10k a year$39$3

Yield1.20%2.50%

5 years, per year+25.0%+8.7%

3 years, per year+52.8%+20.9%

Worst drop · 1Y−38.6%−11.6%

Volatility · 1Y51.5%18.1%

4–2measures won
VEA first

1.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$29.7BAssets$131B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: RING, VEA, GLD

Today

1.2%most shared, RING and VEA

RINGVEAGLD

RING—1.2%[…]

VEA1.2%—[…]

GLD[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

RING$120 − $39 = $81

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee