RING vs VEA

ARING

BVEA

Measures won2–4VEA wins · of 6 · 5Y

$10,000 · 5Y$33,386RING · GLD $22,656

Lowest cost0.03%VEA · $3 on $10k

Most income2.44%VEA · $244 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common1.2%RING and VEA

RING

VEA

iShares MSCI Global Gold Miners ETF · $2.3BVanguard FTSE Developed Markets ETF · $232B

+55.8%3 years · per year$37,800 · $17,516+20.5%

+27.3%5 years · per year$33,386 · $15,497+9.2%

0.39%Expense ratio$39 · $3 on $10k · lower wins0.03%

1.13%12-mo yield$113 · $244 on $10k2.44%

−38.6%Worst dropSmaller wins−11.6%

51.6%VolatilityLower wins18.3%

2–4VEA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsRING · VEA

13.1%AEM.TO0.3%

8.5%ABX.TO0.2%

7.6%WPM.TO0.2%

3.7%K.TO0.1%

Held in common1.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ARING	iShares MSCI Global Gold Miners ETFRead Desk	0.39%	1.13%	+4.8%	+9.6%	+33.7%	+55.8%	+27.3%	−38.6%	$2.3B
2	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+1.9%	−4.2%	+3.7%	+27.3%	+17.8%	−28.3%	$135.5B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ARING	iShares MSCI Global Gold Miners ETFRead Desk	0.39%	1.13%	+4.8%	+9.6%	+33.7%	+55.8%	+27.3%	−38.6%	$2.3B
2	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+1.9%	−4.2%	+3.7%	+27.3%	+17.8%	−28.3%	$135.5B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RING vs VEA

RING

iShares MSCI Global Gold Miners

$33,386

VEA

Vanguard FTSE Developed Markets

$15,497

MeasureRINGVEA

Fee0.39%0.03%

Cost on $10k a year$39$3

Yield1.13%2.44%

5 years, per year+27.3%+9.2%

3 years, per year+55.8%+20.5%

Worst drop · 1Y−38.6%−11.6%

Volatility · 1Y51.6%18.3%

4–2measures won
VEA first

1.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

Overlap: RING, VEA, GLD, VXUS

Today

65.4%most shared, VEA and VXUS

RINGVEAGLDVXUS

RING—1.2%[…]1.0%

VEA1.2%—[…]65.4%

GLD[…][…]—[…]

VXUS1.0%65.4%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

RING$113 − $39 = $74

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee