ROAM vs AVEM

AROAM

BAVEM

Measures won4–2ROAM wins · of 6 · 5Y

$10,000 · 5Y$16,809ROAM · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income2.88%AVEM · $289 on $10k

Smallest drop−11.6%VEA · worst fall in 1Y

Held in common28.9%ROAM and AVEM

ROAM

AVEM

Hartford Multifactor Emerging Markets ETF · $99MAvantis Emerging Markets Equity ETF · $26.2B

+22.0%3 years · per year$18,143 · $17,708+21.0%

+10.9%5 years · per year$16,809 · $14,941+8.4%

0.44%Expense ratio$44 · $33 on $10k · lower wins0.33%

2.55%12-mo yield$255 · $289 on $10k2.88%

−12.0%Worst dropSmaller wins−17.7%

18.5%VolatilityLower wins25.4%

4–2ROAM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · AVEM

0.9%TSM5.9%

0.9%0939.HK1.1%

0.8%000660.KS4.1%

0.8%2454.TW0.8%

Held in common28.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$99M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BAVEM	Avantis Emerging Markets Equity ETFRead Desk	0.33%	2.88%	+1.7%	+9.6%	+10.7%	+21.0%	+8.4%	−17.7%	$26.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$99M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BAVEM	Avantis Emerging Markets Equity ETFRead Desk	0.33%	2.88%	+1.7%	+9.6%	+10.7%	+21.0%	+8.4%	−17.7%	$26.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs AVEM

ROAM

Hartford Multifactor Emerging Markets

$16,809

AVEM

Avantis Emerging Markets Equity

$14,941

MeasureROAMAVEM

Fee0.44%0.33%

Cost on $10k a year$44$33

Yield2.55%2.88%

5 years, per year+10.9%+8.4%

3 years, per year+22.0%+21.0%

Worst drop · 1Y−12.0%−17.7%

Volatility · 1Y18.5%25.4%

4–2measures won
ROAM first

28.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: ROAM, AVEM, VEA

Today

28.9%most shared, ROAM and AVEM

ROAMAVEMVEA

ROAM—28.9%3.8%

AVEM28.9%—5.4%

VEA3.8%5.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$256most kept, AVEM

AVEM$289 − $33 = $256

VEA$251 − $3 = $248

ROAM$255 − $44 = $211

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee