ROAM vs EEM

AROAM

BEEM

Measures won6–0ROAM wins · of 6 · 5Y

$10,000 · 5Y$17,016ROAM · VXUS $15,003

Lowest cost0.05%VXUS · $5 on $10k

Most income2.48%ROAM · $248 on $10k

Smallest drop−11.1%ROAM · worst fall in 1Y

Held in common28.5%ROAM and EEM

ROAM

EEM

Hartford Multifactor Emerging Markets ETF · $100MiShares MSCI Emerging Markets ETF · $28.6B

+23.2%3 years · per year$18,698 · $17,934+21.5%

+11.2%5 years · per year$17,016 · $13,431+6.1%

0.44%Expense ratio$44 · $72 on $10k · lower wins0.72%

2.48%12-mo yield$248 · $181 on $10k1.81%

−11.1%Worst dropSmaller wins−14.3%

18.2%VolatilityLower wins25.6%

6–0ROAM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · EEM

1.0%005930.KS6.9%

0.9%000660.KS5.2%

0.9%2454.TW1.4%

0.8%0939.HK1.0%

Held in common28.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$100M
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	BEEM	iShares MSCI Emerging Markets ETFRead Desk	0.72%	1.81%	+0.9%	+13.2%	+12.9%	+21.5%	+6.1%	−14.3%	$28.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$100M
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	BEEM	iShares MSCI Emerging Markets ETFRead Desk	0.72%	1.81%	+0.9%	+13.2%	+12.9%	+21.5%	+6.1%	−14.3%	$28.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs EEM

ROAM

Hartford Multifactor Emerging Markets

$17,017

EEM

iShares MSCI Emerging Markets

$13,431

MeasureROAMEEM

Fee0.44%0.72%

Cost on $10k a year$44$72

Yield2.48%1.81%

5 years, per year+11.2%+6.1%

3 years, per year+23.2%+21.5%

Worst drop · 1Y−11.1%−14.3%

Volatility · 1Y18.2%25.6%

6–0measures won
ROAM first

28.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: ROAM, EEM, VXUS

Today

28.5%most shared, ROAM and EEM

ROAMEEMVXUS

ROAM—28.5%10.6%

EEM28.5%—24.0%

VXUS10.6%24.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$232most kept, VXUS

VXUS$237 − $5 = $232

ROAM$248 − $44 = $204

EEM$181 − $72 = $109

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee