ROAM vs EMXC

AROAM

BEMXC

Measures won4–2ROAM wins · of 6 · 5Y

$10,000 · 5Y$16,400ROAM · EMXC $15,234

Lowest cost0.05%VXUS · $5 on $10k

Most income2.57%ROAM · $257 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common25.5%ROAM and EMXC

ROAM

EMXC

Hartford Multifactor Emerging Markets ETF · $100MiShares MSCI Emerging Markets ex China ETF · $25.6B

+22.0%3 years · per year$18,142 · $18,517+22.8%

+10.4%5 years · per year$16,400 · $15,234+8.8%

0.44%Expense ratio$44 · $25 on $10k · lower wins0.25%

2.57%12-mo yield$257 · $232 on $10k2.32%

−12.0%Worst dropSmaller wins−22.1%

18.5%VolatilityLower wins30.5%

4–2ROAM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · EMXC

0.9%005930.KS8.5%

0.9%000660.KS6.5%

0.9%2454.TW1.8%

0.6%402340.KS0.7%

Held in common25.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$100M
2	BEMXC	iShares MSCI Emerging Markets ex China ETFRead Desk	0.25%	2.32%	−7.6%	+14.8%	+18.9%	+22.8%	+8.8%	−22.1%	$25.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$100M
2	BEMXC	iShares MSCI Emerging Markets ex China ETFRead Desk	0.25%	2.32%	−7.6%	+14.8%	+18.9%	+22.8%	+8.8%	−22.1%	$25.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs EMXC

ROAM

Hartford Multifactor Emerging Markets

$16,400

EMXC

iShares MSCI Emerging Markets ex China

$15,234

MeasureROAMEMXC

Fee0.44%0.25%

Cost on $10k a year$44$25

Yield2.57%2.32%

5 years, per year+10.4%+8.8%

3 years, per year+22.0%+22.8%

Worst drop · 1Y−12.0%−22.1%

Volatility · 1Y18.5%30.5%

4–2measures won
ROAM first

25.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ROAM, EMXC, VXUS

Today

25.5%most shared, ROAM and EMXC

ROAMEMXCVXUS

ROAM—25.5%5.2%

EMXC25.5%—8.9%

VXUS5.2%8.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VXUS

VXUS$246 − $5 = $241

ROAM$257 − $44 = $213

EMXC$232 − $25 = $207

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee