ROAM vs IEMG

AROAM

BIEMG

Measures won5–1ROAM wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO · ROAM $17,016

Lowest cost0.03%VOO · $3 on $10k

Most income2.48%ROAM · $248 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common26.3%ROAM and IEMG

ROAM

IEMG

Hartford Multifactor Emerging Markets ETF · $100MiShares Core MSCI Emerging Markets ETF · $148B

+23.2%3 years · per year$18,698 · $17,695+21.0%

+11.2%5 years · per year$17,016 · $13,713+6.5%

0.44%Expense ratio$44 · $9 on $10k · lower wins0.09%

2.48%12-mo yield$248 · $240 on $10k2.40%

−11.1%Worst dropSmaller wins−13.8%

18.2%VolatilityLower wins24.9%

5–1ROAM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · IEMG

1.0%005930.KS6.0%

0.9%000660.KS4.5%

0.9%2454.TW1.3%

0.8%0939.HK0.9%

Held in common26.3%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$100M
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.40%	+0.9%	+12.4%	+11.8%	+21.0%	+6.5%	−13.8%	$147.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$100M
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.40%	+0.9%	+12.4%	+11.8%	+21.0%	+6.5%	−13.8%	$147.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs IEMG

ROAM

Hartford Multifactor Emerging Markets

$17,017

IEMG

iShares Core MSCI Emerging Markets

$13,713

MeasureROAMIEMG

Fee0.44%0.09%

Cost on $10k a year$44$9

Yield2.48%2.40%

5 years, per year+11.2%+6.5%

3 years, per year+23.2%+21.0%

Worst drop · 1Y−11.1%−13.8%

Volatility · 1Y18.2%24.9%

5–1measures won
ROAM first

26.3%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.0%

IEMGiShares

+12.4%

+5.0%Year to date+12.4%

2.2%Yield2.4%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: ROAM, IEMG, VOO

Today

26.3%most shared, ROAM and IEMG

ROAMIEMGVOO

ROAM—26.3%0.0%

IEMG26.3%—0.0%

VOO0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$231most kept, IEMG

IEMG$240 − $9 = $231

ROAM$248 − $44 = $204

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee