ROAM vs IVV

AROAM

BIVV

Measures won2–4IVV wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VOO $17,543

Lowest cost0.03%IVV · $3 on $10k

Most income2.50%ROAM · $250 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%ROAM and IVV

ROAM

IVV

Hartford Multifactor Emerging Markets ETF · $99MiShares Core S&P 500 ETF · $875B

+22.1%3 years · per year$18,216 · $18,159+22.0%

+11.1%5 years · per year$16,963 · $17,545+11.9%

0.44%Expense ratio$44 · $3 on $10k · lower wins0.03%

2.50%12-mo yield$250 · $111 on $10k1.11%

−12.0%Worst dropSmaller wins−8.9%

18.6%VolatilityLower wins13.8%

2–4IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsROAM · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
4	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.50%	+2.0%	+17.1%	+19.4%	+22.1%	+11.1%	−12.0%	$99M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
4	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.50%	+2.0%	+17.1%	+19.4%	+22.1%	+11.1%	−12.0%	$99M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs IVV

ROAM

Hartford Multifactor Emerging Markets

$16,963

IVV

iShares Core S&P 500

$17,545

MeasureROAMIVV

Fee0.44%0.03%

Cost on $10k a year$44$3

Yield2.50%1.11%

5 years, per year+11.1%+11.9%

3 years, per year+22.1%+22.0%

Worst drop · 1Y−12.0%−8.9%

Volatility · 1Y18.6%13.8%

4–2measures won
IVV first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: ROAM, IVV, SPY, VOO

Today

99.9%most shared, IVV and SPY

ROAMIVVSPYVOO

ROAM—0.0%0.0%0.0%

IVV0.0%—99.9%92.7%

SPY0.0%99.9%—92.7%

VOO0.0%92.7%92.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$206most kept, ROAM

ROAM$250 − $44 = $206

IVV$111 − $3 = $108

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee