ROAM vs IVV

AROAM

BIVV

Measures won2–4IVV wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · ROAM $16,809

Lowest cost0.03%IVV · $3 on $10k

Most income2.55%ROAM · $255 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.0%ROAM and IVV

ROAM

IVV

Hartford Multifactor Emerging Markets ETF · $101MiShares Core S&P 500 ETF · $850B

+22.0%3 years · per year$18,143 · $18,084+21.8%

+10.9%5 years · per year$16,809 · $17,177+11.4%

0.44%Expense ratio$44 · $3 on $10k · lower wins0.03%

2.55%12-mo yield$255 · $114 on $10k1.14%

−12.0%Worst dropSmaller wins−8.9%

18.5%VolatilityLower wins13.6%

2–4IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsROAM · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs IVV

ROAM

Hartford Multifactor Emerging Markets

$16,809

IVV

iShares Core S&P 500

$17,177

MeasureROAMIVV

Fee0.44%0.03%

Cost on $10k a year$44$3

Yield2.55%1.14%

5 years, per year+10.9%+11.4%

3 years, per year+22.0%+21.8%

Worst drop · 1Y−12.0%−8.9%

Volatility · 1Y18.5%13.6%

4–2measures won
IVV first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

Overlap: ROAM, IVV, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

ROAMIVVVXUSVEA

ROAM—0.0%10.5%3.8%

IVV0.0%—0.0%0.0%

VXUS10.5%0.0%—65.3%

VEA3.8%0.0%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

ROAM$255 − $44 = $211

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee