ROAM vs SCHD

AROAM

BSCHD

Measures won1–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,400ROAM · SCHD $16,375

Lowest cost0.06%SCHD · $6 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%ROAM and SCHD

ROAM

SCHD

Hartford Multifactor Emerging Markets ETF · $100MSchwab U.S. Dividend Equity ETF · $123B

+22.0%3 years · per year$18,142 · $17,414+20.3%

+10.4%5 years · per year$16,400 · $16,375+10.4%

0.44%Expense ratio$44 · $6 on $10k · lower wins0.06%

2.57%12-mo yield$257 · $298 on $10k2.98%

−12.0%Worst dropSmaller wins−6.9%

18.5%VolatilityLower wins11.7%

1–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$100M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$147.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$100M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$147.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs SCHD

ROAM

Hartford Multifactor Emerging Markets

$16,400

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureROAMSCHD

Fee0.44%0.06%

Cost on $10k a year$44$6

Yield2.57%2.98%

5 years, per year+10.4%+10.4%

3 years, per year+22.0%+20.3%

Worst drop · 1Y−12.0%−6.9%

Volatility · 1Y18.5%11.7%

4–1measures won
SCHD first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ROAM, SCHD, IEMG

Today

26.4%most shared, ROAM and IEMG

ROAMSCHDIEMG

ROAM—0.0%26.4%

SCHD0.0%—0.0%

IEMG26.4%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

IEMG$254 − $9 = $245

ROAM$257 − $44 = $213

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee