ROAM vs SCHD

AROAM

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,016ROAM · SCHD $16,881

Lowest cost0.03%VEA · $3 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%ROAM and SCHD

ROAM

SCHD

Hartford Multifactor Emerging Markets ETF · $102MSchwab U.S. Dividend Equity ETF · $121B

+23.2%3 years · per year$18,698 · $17,908+21.4%

+11.2%5 years · per year$17,016 · $16,881+11.0%

0.44%Expense ratio$44 · $6 on $10k · lower wins0.06%

2.48%12-mo yield$248 · $291 on $10k2.91%

−11.1%Worst dropSmaller wins−6.9%

18.2%VolatilityLower wins11.5%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$102M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$121.5B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$102M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$121.5B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs SCHD

ROAM

Hartford Multifactor Emerging Markets

$17,017

SCHD

Schwab U.S. Dividend Equity

$16,881

MeasureROAMSCHD

Fee0.44%0.06%

Cost on $10k a year$44$6

Yield2.48%2.91%

5 years, per year+11.2%+11.0%

3 years, per year+23.2%+21.4%

Worst drop · 1Y−11.1%−6.9%

Volatility · 1Y18.2%11.5%

4–2measures won
SCHD first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$189B

1–1level

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: ROAM, SCHD, VEA

Today

3.9%most shared, ROAM and VEA

ROAMSCHDVEA

ROAM—0.0%3.9%

SCHD0.0%—0.0%

VEA3.9%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VEA$241 − $3 = $238

ROAM$248 − $44 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee