ROAM vs VEA

AROAM

BVEA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177VOO · ROAM $16,809

Lowest cost0.03%VEA · $3 on $10k

Most income2.55%ROAM · $255 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common3.8%ROAM and VEA

ROAM

VEA

Hartford Multifactor Emerging Markets ETF · $101MVanguard FTSE Developed Markets ETF · $232B

+22.0%3 years · per year$18,143 · $17,401+20.3%

+10.9%5 years · per year$16,809 · $15,197+8.7%

0.44%Expense ratio$44 · $3 on $10k · lower wins0.03%

2.55%12-mo yield$255 · $251 on $10k2.51%

−12.0%Worst dropSmaller wins−11.6%

18.5%VolatilityLower wins18.1%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · VEA

0.9%005930.KS2.8%

0.8%000660.KS2.3%

0.6%402340.KS0.2%

0.7%009150.KS0.2%

Held in common3.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs VEA

ROAM

Hartford Multifactor Emerging Markets

$16,809

VEA

Vanguard FTSE Developed Markets

$15,197

MeasureROAMVEA

Fee0.44%0.03%

Cost on $10k a year$44$3

Yield2.55%2.51%

5 years, per year+10.9%+8.7%

3 years, per year+22.0%+20.3%

Worst drop · 1Y−12.0%−11.6%

Volatility · 1Y18.5%18.1%

3–2measures won
VEA first

3.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

Overlap: ROAM, VEA, VOO

Today

3.8%most shared, ROAM and VEA

ROAMVEAVOO

ROAM—3.8%0.0%

VEA3.8%—0.0%

VOO0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

ROAM$255 − $44 = $211

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee