ROAM vs VEA

AROAM

BVEA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,809ROAM · VT $15,649

Lowest cost0.03%VEA · $3 on $10k

Most income2.57%ROAM · $257 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common3.9%ROAM and VEA

ROAM

VEA

Hartford Multifactor Emerging Markets ETF · $101MVanguard FTSE Developed Markets ETF · $232B

+22.0%3 years · per year$18,142 · $17,652+20.9%

+10.4%5 years · per year$16,400 · $15,147+8.7%

0.44%Expense ratio$44 · $3 on $10k · lower wins0.03%

2.57%12-mo yield$257 · $250 on $10k2.50%

−12.0%Worst dropSmaller wins−11.6%

18.5%VolatilityLower wins18.1%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · VEA

0.9%005930.KS2.8%

0.9%000660.KS2.3%

0.6%402340.KS0.2%

0.9%009150.KS0.2%

Held in common3.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$101M
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$101M
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs VEA

ROAM

Hartford Multifactor Emerging Markets

$16,400

VEA

Vanguard FTSE Developed Markets

$15,147

MeasureROAMVEA

Fee0.44%0.03%

Cost on $10k a year$44$3

Yield2.57%2.50%

5 years, per year+10.4%+8.7%

3 years, per year+22.0%+20.9%

Worst drop · 1Y−12.0%−11.6%

Volatility · 1Y18.5%18.1%

3–3measures won
level

3.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 6, 2026

Overlap: ROAM, VEA, VT

Today

23.3%most shared, VEA and VT

ROAMVEAVT

ROAM—3.9%4.7%

VEA3.9%—23.3%

VT4.7%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

ROAM$257 − $44 = $213

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee