ROAM vs VOO

AROAM

BVOO

Measures won1–5VOO wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · ROAM $16,400

Lowest cost0.03%VOO · $3 on $10k

Most income2.57%ROAM · $257 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%ROAM and VOO

ROAM

VOO

Hartford Multifactor Emerging Markets ETF · $101MVanguard S&P 500 ETF · $1.00T

+22.0%3 years · per year$18,142 · $18,224+22.1%

+10.4%5 years · per year$16,400 · $17,156+11.4%

0.44%Expense ratio$44 · $3 on $10k · lower wins0.03%

2.57%12-mo yield$257 · $110 on $10k1.10%

−12.0%Worst dropSmaller wins−8.9%

18.5%VolatilityLower wins13.5%

1–5VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$101M
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.57%	−3.7%	+13.7%	+16.7%	+22.0%	+10.4%	−12.0%	$101M
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs VOO

ROAM

Hartford Multifactor Emerging Markets

$16,400

VOO

Vanguard S&P 500

$17,156

MeasureROAMVOO

Fee0.44%0.03%

Cost on $10k a year$44$3

Yield2.57%1.10%

5 years, per year+10.4%+11.4%

3 years, per year+22.0%+22.1%

Worst drop · 1Y−12.0%−8.9%

Volatility · 1Y18.5%13.5%

5–1measures won
VOO first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: ROAM, VOO, VTI

Today

89.0%most shared, VOO and VTI

ROAMVOOVTI

ROAM—0.0%0.0%

VOO0.0%—89.0%

VTI0.0%89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$213most kept, ROAM

ROAM$257 − $44 = $213

VOO$110 − $3 = $107

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee