ROAM vs VTI

AROAM

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177IVV · ROAM $16,809

Lowest cost0.03%VTI · $3 on $10k

Most income2.55%ROAM · $255 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.0%ROAM and VTI

ROAM

VTI

Hartford Multifactor Emerging Markets ETF · $101MVanguard Morningstar Total Stock Market ETF · $689B

+22.0%3 years · per year$18,143 · $18,004+21.7%

+10.9%5 years · per year$16,809 · $16,375+10.4%

0.44%Expense ratio$44 · $3 on $10k · lower wins0.03%

2.55%12-mo yield$255 · $109 on $10k1.09%

−12.0%Worst dropSmaller wins−8.9%

18.5%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs VTI

ROAM

Hartford Multifactor Emerging Markets

$16,809

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureROAMVTI

Fee0.44%0.03%

Cost on $10k a year$44$3

Yield2.55%1.09%

5 years, per year+10.9%+10.4%

3 years, per year+22.0%+21.7%

Worst drop · 1Y−12.0%−8.9%

Volatility · 1Y18.5%13.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

Overlap: ROAM, VTI, IVV

Today

85.5%most shared, VTI and IVV

ROAMVTIIVV

ROAM—0.0%0.0%

VTI0.0%—85.5%

IVV0.0%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$211most kept, ROAM

ROAM$255 − $44 = $211

IVV$114 − $3 = $111

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee