ROAM vs VXUS

AROAM

BVXUS

Measures won4–2ROAM wins · of 6 · 5Y

$10,000 · 5Y$17,016ROAM · VEA $15,893

Lowest cost0.03%VEA · $3 on $10k

Most income2.48%ROAM · $248 on $10k

Smallest drop−11.1%ROAM · worst fall in 1Y

Held in common10.6%ROAM and VXUS

ROAM

VXUS

Hartford Multifactor Emerging Markets ETF · $102MVanguard Total International Stock ETF · $163B

+23.2%3 years · per year$18,698 · $17,726+21.0%

+11.2%5 years · per year$17,016 · $15,003+8.5%

0.44%Expense ratio$44 · $5 on $10k · lower wins0.05%

2.48%12-mo yield$248 · $237 on $10k2.37%

−11.1%Worst dropSmaller wins−11.3%

18.2%VolatilityLower wins17.3%

4–2ROAM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsROAM · VXUS

1.0%005930.KS2.0%

0.9%000660.KS1.7%

0.9%2454.TW0.5%

0.5%2308.TW0.3%

Held in common10.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$102M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.48%	+1.6%	+18.0%	+19.6%	+23.2%	+11.2%	−11.1%	$102M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs VXUS

ROAM

Hartford Multifactor Emerging Markets

$17,017

VXUS

Vanguard Total International Stock

$15,003

MeasureROAMVXUS

Fee0.44%0.05%

Cost on $10k a year$44$5

Yield2.48%2.37%

5 years, per year+11.2%+8.5%

3 years, per year+23.2%+21.0%

Worst drop · 1Y−11.1%−11.3%

Volatility · 1Y18.2%17.3%

4–2measures won
ROAM first

10.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$57.0B

2–0IXUS wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$189B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: ROAM, VXUS, VEA

Today

65.4%most shared, VXUS and VEA

ROAMVXUSVEA

ROAM—10.6%3.9%

VXUS10.6%—65.4%

VEA3.9%65.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$238most kept, VEA

VEA$241 − $3 = $238

VXUS$237 − $5 = $232

ROAM$248 − $44 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee