ROAM vs VXUS

AROAM

BVXUS

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,809ROAM · VT $15,649

Lowest cost0.03%VEA · $3 on $10k

Most income2.55%ROAM · $255 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common10.5%ROAM and VXUS

ROAM

VXUS

Hartford Multifactor Emerging Markets ETF · $101MVanguard Total International Stock ETF · $163B

+22.0%3 years · per year$18,143 · $16,925+19.2%

+10.9%5 years · per year$16,809 · $14,489+7.7%

0.44%Expense ratio$44 · $5 on $10k · lower wins0.05%

2.55%12-mo yield$255 · $245 on $10k2.45%

−12.0%Worst dropSmaller wins−11.3%

18.5%VolatilityLower wins17.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsROAM · VXUS

0.9%005930.KS2.0%

0.8%000660.KS1.7%

0.8%2454.TW0.5%

0.4%2308.TW0.3%

Held in common10.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AROAM	Hartford Multifactor Emerging Markets ETFRead Desk	0.44%	2.55%	+1.0%	+14.8%	+16.8%	+22.0%	+10.9%	−12.0%	$101M
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ROAM vs VXUS

ROAM

Hartford Multifactor Emerging Markets

$16,809

VXUS

Vanguard Total International Stock

$14,489

MeasureROAMVXUS

Fee0.44%0.05%

Cost on $10k a year$44$5

Yield2.55%2.45%

5 years, per year+10.9%+7.7%

3 years, per year+22.0%+19.2%

Worst drop · 1Y−12.0%−11.3%

Volatility · 1Y18.5%17.6%

3–2measures won
VXUS first

10.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: ROAM, VXUS, VT, VEA

Today

65.3%most shared, VXUS and VEA

ROAMVXUSVTVEA

ROAM—10.5%4.7%3.8%

VXUS10.5%—29.9%65.3%

VT4.7%29.9%—23.3%

VEA3.8%65.3%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

ROAM$255 − $44 = $211

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee